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Innowise Group is an international full-cycle software development company founded in 2007. We are a team of 1400+ IT professionals developing software for other professionals worldwide.
About us
Innowise Group is an international full-cycle software development company founded in 2007. We are a team of 1400+ IT professionals developing software for other professionals worldwide.

Financial software development


Innowise Group offers custom software development services to a wide range of businesses from the financial and banking industry and helps them bring next-generation technology to financial processes and procedures.

We develop – you benefit

Financial software development services we offer

As a reliable service provider, Innowise Group delivers smart solutions that help customers achieve their business goals. For banks, credit unions, and other financial institutions, we develop complex platforms, apps, and services from scratch, always following quality standards. Additionally, our dedicated teams combine the latest advances in fintech with in-house expertise to develop solutions that become game changers in the market.

FinTech software development

Innowise Group creates top-notch custom solutions for financial, banking, and insurance industries, bringing 15-year experience in IT.

FinTech software support

Our company provides software maintenance services to ensure its reliability, operability, security, and regulation compliance.

Banking software development

Our team of experienced developers has expertise in developing complex software that meets the requirements of banks and other financial institutions.

Insurance software development

From developing custom software to creating templates and building tools, we have everything you need to get your project off the ground quickly and successfully.

Blockchain software development

We employ the capabilities of distributed systems based on blockchain to launch decentralized trading and asset management platforms with no censorship.

Cryptocurrency software development

Innowise Group renders top-tier crypto software development services, ensuring unwavering security and convenience for users to manage their digital assets.

FinTech cybersecurity services

To ensure the safety of user payments, our dedicated teams create custom solutions that are resistant to unauthorized access, data breaches, and hacker attacks.

Digital financial transformation

Our skilled teams of software engineers help businesses comprehend the pros of digitation and embrace business transformation to step on another level of financial efficiency.

Legacy app and system modernization

With our profound assistance, upgrading obsolete software and adding new features to the existing solutions go smoothly with no interruptions in the business processes.

FinTech consulting

Our company provides software maintenance services to ensure its reliability, operability, security, and regulation compliance.

FinTech integration

We at Innowise Group build turnkey scalable solutions that stay compatible across various operating systems, external platforms and other third-party services.

Staff augmentation

Innowise Group offers fully equipped project teams or individual IT specialists to facilitate the software development process under the customer’s direct supervision.

Banking & financial software we build

Innowise Group develops, implements, and supports finance, banking, and insurance operations by building solutions of any complexity, ranging from standard personal finance apps and digital wallets to advanced banking ecosystems and e-payment platforms.

Billing, invoicing, payment
Innowise Group develops and implements cutting-edge B2C and B2B payment software that can continuously and seamlessly support a large flow of transactions. We design billing and payment solutions for various currencies and FinTech platforms and ensure high transparency, massive request volumes, and robust security.
Digital wallets E-payment platforms Money transfer systems Invoicing software Bill pay systems
Digital banking
We harness state-of-the-art digital banking solutions that provide a high level of user experience, improve customer satisfaction rates, streamline in-house sales cycles to turn into a competitive advantage. Our banking software helps establish omnichannel 24/7 communication and bank account management experience.
Mobile banking apps Internet banking web apps Open banking KYC/AML
Personal finance
Our company builds mobile personal budgeting apps to help individuals manage and improve their financial experience. Within the personal finance management app, users access all their assets (fiat, stock, and crypto) thanks to integration with APIs that enable connection with bank accounts, electronic payments, currency exchange, etc.
Income and expense tracking Income and expense categorization Budget planning Data visualization Investment portfolio management Gamification
Digital lending
Innowise Group creates smart FinTech platforms to digitize the lending processes and ensure high ROI alongside risk mitigation. Being connected to credit reporting systems and databases, lending platforms operate and streamline online credit scoring, borrower verification, and loan approval procedures.
P2P lending platforms Mobile loan apps Automated credit scoring Customer lending portals
Trading and investment
We deliver top-notch applications that allow users to manage stock and crypto assets, monitor visualized statistics, and automate buy/sell operations. Empowered with AI algorithms, our investment management software constantly analyzes market changes, connects with other meta-data information, and produces forecasts. Application users can maximize potential return and decrease max drawdown.
Web and mobile stock trading apps Wealth management AI-powered advisors Investment portfolio management Crypto asset management Advanced stock market analytics
Financial analytics
We help our customers from the financial industry use data science and ML technologies to streamline business operations and digitalize time-consuming processes. We utilize a wide range of technological tools to ensure a high level of financial analytics.
Smart data extraction Automated data processing Asset flow reporting Predictive analytics Fraud detection
InsurTech
Innowise Group provides insurance agencies with pay-as-you-go insurance solutions to facilitate increased customer acquisition and retention rates, put the business on a technological track, drive corporate digital transformation, drive sales, and accelerate customer support service.
Claims management systems Risk management software Customer support apps P2P solutions
RegTech
FinTech solutions are bound to process a large amount of sensitive data, the BFSI industry is strictly regulated and monitored by governmental institutions. We help businesses meet regulation and comply with requirements through delivering RegTech solutions, facilitating easier, faster, and more efficient regulatory compliance procedure execution.
User identification KYC modules AML modules Monitoring and reporting instruments
ERP financial systems
We build enterprise-grade fintech ERP systems that allow businesses across different verticals to plan, predict, budget, and report on an organization's financial results, optimize expenses and monitor money streams. Due to our data-driven approach, our clients are equipped with efficient tools to evaluate business performance.
Accounting of fixed, current and intangible assets Financial assets accounting Staff and payroll accounting Budgeting and transfer pricing Financial reporting software
CMS financial software
We leverage CMS facilities to create compelling content across corporate web pages and monitor their performance in terms of SEO-friendliness and conversion rates. With our help, the fintech sector uses software that easily addresses the target audience’s pain points, simultaneously turning casual visitors into market leads.
Content storing, indexing and searching Format management Revision control Access control Content publishing software

Need a FinTech solution to turn your business idea into reality?

Drop us a line and our IT experts will consult you on the best-suited FinTech software.

Advanced technologies we use

We build ML-powered applications supporting a copious amount of FinTech use cases, predictive analytics, algorithmic trading, process automation, and more.

In BFSI, there’s a significant amount of generated and processed data that can be used for credit scoring, sales efficiency improvement, or anti-fraud system streamlining.

The Innowise Group team creates custom FinTech blockchain-based solutions driving new ground-breaking business opportunities.

We develop cloud-native FinTech applications and help transfer on-premise software to the cloud to achieve better flexibility, security, and cost-effectiveness.

Innowise Group masters top-notched AI-based financial software that facilitates operational performance, including fraud detection systems, smart chatbots, and risk management solutions.

With IoT in finance, our seasoned developers launch innovative solutions that exceed clients’ expectations and offer advanced options to tackle everyday needs.

We at Innowise Group ensure development and operation teams work side by side, aiming to reach fast product delivery and keep up with the latest fintech industry trends.

Being at the forefront of digital advancements, Innowise Group launches applications that allow customers to safely purchase, trade, and store cryptocurrencies.

Benefits of using custom financial solutions

Count on our dedicated developers to provide you with fintech expertise that naturally fits the market niche. We deliver resilient and flexible applications that help both big businesses and small startups manage their assets and incomes smoothly and forget about hacking risks for good.

Ease of use

The solutions we build align with users' lifestyles and do not require special skills to use. Be it web, mobile, or desktop - our teams always ensure immense user-friendliness and convenience.

Stunning performance

With our vetted specialist on board, bottlenecks and vulnerabilities in product logic is no longer an issue since we conduct all-round testing during all stages of SDLC and eliminate the slightest errors.

Enhanced FinTech security

Innowise Group emphasizes advanced cybersecurity, establishing data encryption, identity management and auditing features to guarantee bulletproof safety, compliance and accountability.

Comprehensive integrations

Using modern APIs, we ensure our fintech solutions work across a variety of third-party platforms and services, bringing engaging customer journeys with no risk of compatibility issues.

Solid reliability

We use rigorous stress testing and reliability analysis to ensure that fintech solutions can handle high server loads without freezing and bring engaging customer experiences with no side effects.

Regulatory compliance

Since the fintech vertical is strictly regulated, Innowise Group pays much attention to compliance with governmental and international quality standards, including GDPR, ISO 9001, ISO 27001, etc.)

Omnichannel payment

Innowise Group creates FinTech products allowing end users to make electronic payments through multiple channels without compromising the convenience and quality of services. We leverage state-of-the-art technologies (NFC, Bluetooth Low Energy, HCE, etc.) to make e-payments as accessible as possible.

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Mobile payments
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Web payments
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Banking cards
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eCommerce payments
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NFC payments
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Contactless payments
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Self-service kiosks
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POS systems
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Mobile payments
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Web payments
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Banking cards
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eCommerce payments
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NFC payments
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Contactless payments
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Self-service kiosks
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POS systems

FinTech app development

Financial web apps

We develop, implement, and support top-tier web applications utilizing our vast experience and the best suited technology stack. We create custom FinTech web solutions to achieve a variety of business goals.

FinTech mobile apps

Our highly professional mobile developers can create top-notch iOS and Android FinTech applications with scalable architecture, intuitive design, and impressive performance. We practise both native and cross-platform mobile app development.

ML-driven systems

We harness machine learning technology to help our customers establish high-grade financial intelligence. Our FinTech experts can automate data processing, build market prediction systems, implement customer segmentation features, etc.

FinTech app ecosystems

Our company designs complex FinTech software ecosystems aggregating interconnected and integrated digital solutions, payment services, APIs, open banking systems, and financial platforms.

Technology stack

FRONT-END

REACT
React, Redux, Redux-Saga, RxJS, React-Native, Three.JS, NextJS
ANGULAR
Angular, NgRx, NGXS, MobX, Formly, Ionic    
VUE.JS
Vue.js, Vuex, Vue Router, NuxtJS, Vue CLI, Vue Meta
JAVASCRIPT
Material, Ant Design, Apollo GraphQL, Protractor, Jasmine, Jest, Enzyme, Mocha, Electron, SSR, Lodash, Date-FNS, CSS, SASS/SCSS, LESS, Lerna, TypeScript

BACK-END

JAVA
Java, Spring Framework (Core, Data, Boot, Batch, Cloud, Security, Retry, MVC, AOP, Reactor), MapStruct, Lombok, WebFlux, Hibernate, JPA2, Kafka, Flyway, Microservices Architecture, Docker, Kubernetes, PostgreSQL, MongoDB, Redis
.NET
.NET Core, ASP.NET Core MVC, ASP.NET Web API, ASP.NET MVC, Xamarin.Forms, WPF, UWP, Stateless Architecture, Microservices, Azure Cloud (App Service, IoT Hub, Event Hub)
PYTHON
Django, Django Rest Framework, Flask, FastAPI, AsyncIo, AioHttp, Tornado, Celery, Microservices Architecture, Docker/Kubernetes, PostgreSQL, MySQL, MongoDB, Redis, DynamoDB
PHP
DUKPT, Laravel, Symfony, Yii2, WordPress, Drupal, MySQL, MongoDB, PostgreSQL, REST/SOAP/GraphQL API, OAuth, HTML, Twig, Swagger, Redis, ElasticSearch, Docker, Stripe, PayPal
NODE.JS
NestJS, Koa, MongoDB, PostgreSQL, AWS
UNITY
Unity, Godot, Blender, Krita, Amplify Shader Editor, MapBox SDK, Unity IAP; Firebase SDK; ARCore, AR Foundation, ARKit, Vuforia; Google VR SDK, Steam VR SDK; Unity XR Platform SDK
RUBY
Ruby on Rails, Sinatra, Hanami, Padrino, Volt, EventMachine, Rack, Sidekiq, GraphQL, Web Socket, Swagger, JWT, OAuth
GO
Go, gORM, Gin, protobuf, gRPC, AWS, GCP, Docker, Redis, Mongo DB, PostgreSQL
Rust
Rust, Rustup, Cargo, clap, structopt, argh, actix-web, gotham, nickel, rocket, axum, tide, warp, yew, wasm-bindgen, js-sys, web-sys, gloo. Games: amethyst, bevy, fyrox, piston, nannou, ggez, godot, raylib, SFML
C/C++
STL/C++11/14/17/20, GCC, CLang, MSVC++, WinDBG, GDB, Visual Studio, QTCreator, VIM, VSCode, CMake, Makefile, Ninja, Conan, Vcpkg, Boost, opencv, poco, protobuf, gRPC, fmt, pybindll, spdlog, ranges_v3, tensorflow, opencl, Asio++, gtest/gmock, cppunit, QT, catch2, google profiler, pytorch c++, chromium
Unreal Engine
Unreal Engine, C++, C, C#, Blueprints, UAT, UE4 Shader Graph, Unity URP HLSL, OpenGL ES
Cobol
Cobol, GnuCOBOL, VSAM, JCL, TSO/ISPF, XPEDITER, FileAid, Changeman, CICS, Hostbridge, SQL/DB2, Endevor, Visual Studio, TACL, FTP, SFTP, SCOBOL, DDL, ENFORM, eInspect, Batchcom

MOBILE

IOS
Objective-C/Swift, MVP, MVVM, Clean Swift, SnapKit, GCD, Alamofire, URLSession, MapKit, CoreLocation, XCTest, CoreData
ANDROID
Java/Kotlin, MVP, MVVM, Clean Architecture, AAC (ViewModel, LiveData, Lifecycle, Navigation Component, Paging), Dagger2, Hilt, RxJava 2, Coroutines, Retrofit, ViewBinding, JUnit, Mockito, Robolectric, detekt, SQLite + Room
FLUTTER
Bloc, Clean Architecture, Flutter, Dart async, RxDart, Dart Streams, Navigator 2.0, GetIt, Mocktail, SQFlite
REACT NATIVE
React-Native, React-Navigation, Redux, Redux-Saga, TypeScript, StyleSheet, Firebase, Styled-Components

PLATFORMS

AWS
Amazon Elastic Compute Cloud (EC2), Amazon Simple Storage Service (S3), Amazon Elastic Container Service (Amazon ECS), DynamoDB, Relational Database Service (RDS), AWS Lambda, ElastiCache, CloudSearch
Azure
Azure Virtual Machines, Azure Web Apps, Azure Functions, Azure Blob Storage, Azure Notification Hub, Azure AI, Azure IoT Hub, Azure Event Hub, Azure Tables, Azure Queue, Azure DevOps Pipelines, Azure Content Delivery Network, Azure Application Insights, Azure Kubernetes, Azure SQL
GCP
Google Compute Engine, Google App Engine, Google Kubernetes Engine, Google Cloud Functions, Google Cloud SQL, Google Cloud Storage, Google Cloud Datastore, Google Cloud Bigtable
SAP
SAP ABAP 7.5+, SAP UI5, SAP Fiori, JavaScript, HTML, XML, JSON, SAP S/4Hana(HANA DB, AMDP, CDS-extractors), SAP S/4Hana Cloud Public, SAP FI, SAP SD, SAP RE, SAP SCM, SAP HCM, SAP BTP ,SAP RAP and CAP,ADT Eclipse, SOAP, OData APIs, ABAP Proxy, FTP, SFTP, IDOC, DBOC,PBF Adobe form, XSTL, MWB, S/4Hana migration, ALV Grid, ALV Tree
Salesforce
Salesforce, Apex code, Visualforce, Site.com, Customer 360 Platform, Lightning Web Components, REST/SOAP API

FinTech software development process

01 Requirement elicitation Our team gathers all functional requirements to estimate the FinTech project cost and scope of work.
02 Contract negotiation We discuss all the contract terms, setting the cooperation and pricing models, deadlines and working processes.
03 Design and prototyping Our team creates a UI/UX design and defines the core functionality necessary for financial software.
04 Architecture building We build solution architecture to provide a comprehensive vision of financial software capabilities.
05 Iteration planning We define the objectives, tasks and deadlines for each iteration.
06 Requirements walkthrough Our team produces detailed requirements for specific project stages or product features.
07 Daily meetings We hold daily online meetings to monitor the stages of the software development life cycle.
08 Coding Developers perform the process of writing financial software code.
09 Unit testing Developers test individual units of the source code for proper and efficient operation.
10 Quality assurance QA engineers test the FinTech product for security bugs and verify functionality.
11 Solution deployment DevOps engineers cover the financial application deployment process.
12 Support and enhancement We ensure the stable and continuous operation of the developed financial software.
01 Requirement elicitation
Our team gathers all functional requirements to estimate the project cost and scope of work.
02 Contract negotiation
We discuss all the contract terms, setting the cooperation and pricing models, deadlines, and working processes.
03 Design and prototyping
Our team creates a UI/UX design and defines the core functionality of the product.
04 Architecture building
We build preliminary solution architecture to provide a comprehensive vision of software capabilities.
05 Iteration planning
We define the objectives, tasks and deadlines for each iteration.
06 Requirements walkthrough
Our team produces detailed requirements for specific project stages or product features.
07 Daily meetings
We hold daily online meetings to monitor the stages of the software development life cycle.
08 Coding
Engineers perform the process of writing software code.
09 Unit testing
Developers test individual units of the source code for proper and efficient operation.
10 Quality assurance
QA engineers test the product for security, bugs and verifying functionality.
11 Solution deployment
DevOps engineers cover continuous integration, deployment and delivery processes.
12 Support and enhancement
We ensure the stable and continuous operation of the developed software.

The cost of FinTech software development

There is no standard price for the FinTech software development since each project has its own distinctive features and there can be no universal FinTech application. Many factors influence the final development cost.

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FinTech app type
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Tech stack
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Feature set
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Integrations
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Team members level
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Team size
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Interaction patterns
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Project duration
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Cooperation model
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FinTech app type
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Tech stack
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Feature set
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Integrations
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Team members level
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Team size
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Interaction patterns
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Project duration
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Cooperation model

Looking for a reliable financial software development company?

Innowise Group is ready to accept your challenges and deal with them quickly and efficiently.

Why Innowise Group for financial software development?

15

years in IT

1400+

IT professionals onboard

600+

projects delivered

Our profound experience in working with financial institutions, banks, insurance enterprises, FinTech companies, and innovative start-ups allows us to keep up with recent technology trends, understand industry specifics, and anticipate its development paths. Our rich domain expertise coupled with technology aptitude creates the necessary background for delivering robust and knowledge-intensive FinTech solutions that can drive innovation, streamline business processes and bring valuable outcomes:

Increased the volume of services delivered Enhanced customer satisfaction Improved team productivity Operational costs reduction Fast FinTech app deployment Security and regulation compliance
“Since its foundation in 2007, Innowise Group has been cooperating with large European banks, financial institutions, IT enterprises, and FinTech start-ups to deliver top-notch financial software. Our company is constantly evolving to keep pace with the rapid shifts in the industry.”
Pavel Demeshkevich
COO at Innowise Group

What our customers think

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Thanks to Innowise Group, we can bring significant software functions to the market earlier, which results in a higher number of customers who are willing to sign for our software solution.

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Dominik Märkl Director OneStop Pro
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Innowise Group continues to provide reliable support, effectively streamlining the client's development capabilities. Flexible and solution-oriented, they've established effective collaboration between teams. The team's willingness to deliver optimal results ensures the partnership's success.

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Gian Luca De Bonis CEO & CTO Enable Development OÜ
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Innowise Group is one of the best partners the client works with. They always fulfill our requests by providing developers that meet the client’s specific language and experience-level requirements.

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Polina Shuruba Partner Manager XPRT MINDS

FAQ

Recent statistics show a steady rise in the popularity of FinTech applications among users around the world. The pandemic and the global spread of technology give compelling and undeniable grounds that the process of growing popularity will not stop but only continue. Thus, it stands to reason that a high-quality personal budget management app can likely find its audience and become a decent investment with a high ROI rate.

Our IT consultants can analyze your particular business needs and provide you with a detailed solution outline, development, and implementation plan. On top of that, we can estimate project costs and time frames.

The FinTech domain is constantly evolving, inevitably affecting all industry-specific applications, their feature set, design, etc. Among the recent FinTech trends are cryptocurrencies, chatbots, machine learning, natural language processing, artificial intelligence, data visualization, and omnichannel payment capabilities.

Among the main benefits of FinTech project outsourcing are:

  • Cost-effectiveness
  • Access to the latest technologies
  • Access to extensive expertise
  • Flexible workflows
  • Possibility of focusing on the core business

The development of FinTech software is a complex process, which is influenced by multiple factors. So, there is no standard time frame for a FinTech app development project. At Innowise Group, we ensure rapid development and transparency at every stage of a project.

Need other services?

Custom software development
Innowise Group develops and implements a wide range of custom solutions for various industries.
IT staff augmentation
Opt for team augmentation services to expand your in-house expertise and facilitate the IT project process.
Digital transformation
Innowise Group guides businesses and enterprises along their digital transformation path.
Mobile development
We design iOS & Android mobile apps based on the global trends and technological advancements.
Blockchain development
Skyrocket your business development and profits with our top-notch blockchain services.
NFT development
We leverage the power of blockchain technology to deliver state-of-the-art NFT solutions.

Need a technological solution? Contact us!

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What happens next?

1

Having received and processed your request, we will get back to you shortly to detail your project needs and sign an NDA to ensure the confidentiality of information.

2

After examining requirements, our analysts and developers devise a project proposal with the scope of works, team size, time, and cost estimates.

3

We arrange a meeting with you to discuss the offer and come to an agreement.

4

We sign a contract and start working on your project as quickly as possible.

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