Innowise Group ist ein internationales Unternehmen für den vollen Zyklus der Softwareentwicklung, welches 2007 gegründet wurde. Unser Team besteht aus mehr als 1000 IT-Experten, welche Software für mehrere Branchen und Domänen weltweit entwickeln.
Über uns
Innowise Group ist ein internationales Unternehmen für den vollen Zyklus der Softwareentwicklung, welches 2007 gegründet wurde. Unser Team besteht aus mehr als 1000 IT-Experten, welche Software für mehrere Branchen und Domänen weltweit entwickeln.
Bitte geben Sie bitte hier Ihre Kontaktdaten an, wir werden Ihnen unsere Präsentation per E-Mail zusenden
Bitte beachten Sie, dass mit dem Absenden dieses Formulars stimmen Sie unsere Datenschutzrichtlinie
Das Formular wurde erfolgreich abgeschickt! Weitere Informationen finden Sie in Ihrer Mailbox.

Lending platform development

Innowise Group has designed a peer-to-peer lending web platform for the US market

Kunde

Branche
FinTech
Region
USA
Kunde seit
2021

The customer specializes in delivering loan management software for the US market. Since 2017 their FinTech solutions have been helping lenders and brokers improve loan management procedures.

Detaillierte Informationen über den Kunden können aufgrund der NDA-Bestimmungen nicht offengelegt werden.

 

Situation

The customer needed to create a digital lending platform that would become a top-notch loan management software for lending companies, banks, brokers, as well as individual and business users. When they turned to Innowise Group, they had a contract with another software development company and the development project had already been in progress. However, the results shown by the then-vendor were far from satisfactory: slow development, low-level expertise, deadline violation, as well as exceeding the planned budget. That’s why the client opted for IT project rescue services and turned to Innowise Group. Our experience in creating similar solutions, extensive expertise in financial software development, and positive feedback from our partners became the decisive indicators for making a deal with Innowise Group.

Lösung

Innowise Group has taken over the lending platform development project. Our team has delivered a top-tier loan management system with rich functionality to facilitate lending processes.

Loan management platform

The lending system is a web platform with 2 major account types: lending companies and brokers. To use the loan management platform, the companies have to select the subscription model: payment for each active user or payment of a certain percentage of the income generated from conducted transactions within the system.
The lending web platform allows users to set multiple indicators and options when they fill out loan applications or assess them. Within the app, one can apply for various types of loans, including personal loans, business loans, commercial real estate loans, etc. There is also a matching system helping select a suitable lender or broker based on credit conditions, rating, location, etc.

The lending platform application provides users with specific dashboards according to their roles. Within the dashboards brokers, underwriters, loan sales representatives, individuals, and businesses can perform the following actions:

  • Apply for loans
  • Accept or reject loan applications
  • View available loans and lending companies
  • Upload personal financial statements
  • Check for credit availability
  • Assess applicants for credit
  • Use advanced search
  • View detailed statistics
Digitale Kreditvergabe
Lending platform

The lending platform can help lenders (underwriters) accurately assess the credit rating and solvency of potential borrowers. The system uses statistical methods to analyze data obtained directly from the potential borrowers (i.e. personal financial statements), internal sources, and third-party services.

Backend
PHP, Laravel, Cartalyst, DBAL, fruitcake/laravel-cors, Zendesk, Laravel Tinker, Sentry, Twilio SDK
Frontend
Angular JS
Cloud-Dienste
AWS, AWS SDKs

Entwicklung

Our team, consisting of 3 full-stack developers and a QA engineer, joined the project on the basis of IT project rescue and dedicated team services. Our specialists worked under the management of the customer’s representatives. We employed the Scrum software development life-cycle methodology with 2-week sprints. To ensure effective communication, our team adjusted to the customer’s time zone.

Loan management

The major project’s difficulty was to significantly improve the quality of code written by the previous vendor’s team. To empower payment procedures and subscriptions within the lending platform, we have integrated the loan management system with Stripe, the payment processing system. We have also deployed the standard multi-factor user authentication security system.

Team

3
Full-stack Entwickler
1
QA engineer

Ergebnisse

Our team has successfully completed the active stage of the project and launched a high-quality lending web application. The platform has gained widespread recognition in the US online loan market thanks to its intuitive design, advanced functional capacities, and high performance. Users’ reviews confirm that the app facilitates the loan processes, helps make informed decisions, and streamlines interconnections.
Innowise Group continues to work on the lending system upgrades and maintenance. Our team is involved in the long-term development plan of the loan management app. In the near future, the client plans to expand the functionality and improve the design of the solution.

Projektdauer
  • 2021 - Laufend
  • The project is still ongoing, at this stage we support the app and implement new functionality

Sie brauchen eine technische Lösung? Kontaktieren Sie uns!

Wählen Sie das Thema Ihrer Anfrage

Bitte beachten Sie, wenn Sie auf die Schaltfläche Senden klicken, dass Innowise Group Ihre Datenschutzrichtlinie um Ihnen die gewünschten Informationen zukommen zu lassen.

Wie geht es weiter?

1

Sobald wir Ihre Anfrage erhalten und bearbeitet haben, werden wir uns mit Ihnen in Verbindung setzen, um Ihre Projektanforderungen zu besprechen und eine NDA zu unterzeichnen, um die Vertraulichkeit der Informationen zu gewährleisten.

2

Nach Prüfung der Anforderungen erstellen unsere Analysten und Entwickler einen Projektvorschlag, der Arbeitsumfang, Teamgröße, Zeit- und Kostenschätzung enthält.

3

Wir vereinbaren einen Termin mit Ihnen, um das Angebot zu besprechen und eine Vereinbarung zu treffen.

4

Wir unterzeichnen einen Vertrag und beginnen umgehend mit der Arbeit an Ihrem Projekt.

Vielen Dank!

Ihre Nachricht wurde gesendet.
Wir werden Ihre Anfrage bearbeiten und Sie so schnell wie möglich kontaktieren.

arrow